Privacy Policy

1. Introduction

This Privacy Policy is designed to inform you about how we collect, use, disclose, and safeguard your information when you visit our website.

By using our services, you acknowledge that you have read and understood this Privacy Policy, and you agree to the collection and use of your information as described herein. If you do not agree with our policies and practices, please do not use our services.

In this Privacy Policy, "we," "us," and "our" refer to Urbanum, Inc., a Wyoming corporation, and "you" refers to the user of our services. This policy applies to information we collect through our website, mobile application, email communications, and any other interactions you may have with us.

If you have questions or need further information, please contact us using the information provided in the "Contact Us" section of this policy.

2. Information We Collect.

This Privacy Policy is designed to inform you about how we collect, use, disclose, and safeguard your information when you visit our website.

Personal Information: Personal information refers to data that can be used to identify you as an individual. This includes:

Name
Gender
Date of birth
Language preference
Email address
Phone number
Mailing address
Business and/or employment information
Payment information (such as credit card details)
Account login credentials (e.g., username and password if you choose to create an account)
Profile information you provide (e.g., preferences, interests)

Usage Data: Usage data refers to information collected automatically as you use our services. This includes:

IP address
Geolocation information
Browser type and version
Operating system
Referring URLs
Pages of our website that you visit
Time and date of your visit
Time spent on those pages
Unique device identifiers
Other diagnostic data

Cookies and Tracking Technologies: We may use cookies and similar tracking technologies to track the activity on our website and store certain information, including personal information. Types of cookies and tracking technologies we may use include:

Cookies or Browser Cookies: Cookies are small files placed on your device. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some parts of our services.
Flash Cookies: Certain features of our services may use local stored objects (or Flash Cookies) to collect and store information about your preferences or your activity on our website.
Web Beacons: Web beacons are small electronic files that permit us, for example, to count users who have visited those pages or opened an email and for other related website statistics.

3. How We Use Your Information.

We may use the information we collect for various purposes, including to:

Provide and Maintain Our Services: To deliver our services, manage your account, and provide customer support.
Improve Our Services: To understand how our services are being used and to make improvements.
Communicate with You: To send administrative information to you, such as information about changes to our terms, conditions, and policies.
Personalize Your Experience: To provide you with content and advertisements that are tailored to your interests.
Process Transactions: To process your payments and prevent fraudulent transactions.
Send Marketing Communications: To send you marketing communications about products, services, and promotions that may be of interest to you.
Analyze Usage: To analyze usage and improve our website, products, and services.
Legal Obligations: To comply with legal obligations, resolve disputes, and enforce our agreements.
Any Other Purpose: Any other legal purpose for which we may elect to use your information.

4. Sharing Your Information

We may share your information in the following situations:

Payment processing
Data analysis
Email delivery
Hosting services
Customer service These third-party providers are obligated to protect your information and use it only for the purposes for which it was provided.

Business Transfers: In the event of a merger, acquisition, or asset sale, your personal information may be transferred. We will provide notice before your personal information is transferred and becomes subject to a different Privacy Policy.

Legal Requirements: We may disclose your personal information if required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency).

With Your Consent: We may disclose your personal information for any other purpose with your consent.

5. Data Retention

We will retain your personal information only for as long as necessary for the purposes set out in this Privacy Policy. This means:

Service Delivery: As long as you have an active account or as necessary to provide you with our services.
Legal Obligations: To comply with our legal obligations, resolve disputes, and enforce our agreements.
Business Purposes: As needed for legitimate business purposes, such as data analysis, audits, and fraud prevention.

After such time, we will delete or anonymize your personal data. If you request deletion of your data, we will take reasonable steps to delete your information in a secure manner, subject to any legal requirements.

6. Your Privacy Rights

Depending on your location, you may have the following rights regarding your personal information:

Access and Correction: You have the right to request access to the personal information we hold about you and to request corrections of any inaccuracies. You can do this by contacting us at contact@urbanum.app.
Deletion: You have the right to request the deletion of your personal information, subject to certain exceptions such as compliance with legal obligations. To request deletion, contact us at contact@urbanum.app.
Data Portability: You have the right to request a copy of your personal information in a structured, commonly used, and machine-readable format. You can request this by contacting us at contact@urbanum.app.
Opt-Out Preferences: You have the right to opt-out of receiving marketing communications from us. You can exercise this right by clicking on the "unsubscribe" link in the marketing emails we send you or by contacting us directly.

We will respond to your request within a reasonable timeframe. Please note that we may ask you to verify your identity before responding to such requests.

7. Data Security

We take the security of your personal information seriously and implement a variety of security measures to protect it from unauthorized access, disclosure, alteration, or destruction. However, please be aware that no method of transmission over the internet or electronic storage is completely secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

8. International Data Transfers

Your personal information may be transferred to and maintained on servers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction. If you are located outside the United States and choose to provide information to us, please note that we transfer the data, including personal information, to the United States and process it there.

We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy. This includes implementing appropriate safeguards to protect your personal information when it is transferred internationally.

9. Children's Privacy

Our services are not intended for individuals under the age of 16. We do not knowingly collect personally identifiable information from children under 16. If we become aware that we have collected personal information from a child under 16 without verification of parental consent, we will take steps to remove that information from our servers. We do not have actual knowledge that we sell or share the Personal Information (defined below) of consumers under the age of 16.

10. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on our website and updating the "Effective Date" at the top of this page. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page. Your continued use of the Urbanum website after we make changes is deemed to be acceptance of those changes, so please check this Privacy Policy periodically for updates. If we make a material change in the way we use or share your Personal Information, we will provide notice that our Privacy Policy has been changed on the Urbanum website.

11. Accessibility Policy

We are committed to ensuring that our communications, including our website, are accessible to people with disabilities. This website is designed to meet content accessibility guidelines. To make accessibility-related requests or report barriers, please contact us using one of the methods.

12. Contact Us

If you have any questions about this Privacy Policy, please contact us:

Email: contact@urbanum.app
7260 W. Azure Dr. Ste 140-375, Las Vegas, NV 89130

13. Jurisdiction Specific Notices

Please review the following additional jurisdiction specific disclosures that may be applicable to you:

General Data Protection Regulation (“GDPR”): Some countries, including countries in the European Economic Area (“EEA”), impose certain responsibilities on data controllers and data processors. A company is a data controller when it has the responsibility of determining why and how personal information is processed, whereas a company is a data processor when it processes personal information on behalf of a data controller. [Urbanum is a data controller and consequently, we collect and process personal data, such as your name, contact details, date of birth, payment information, and usage data to provide and manage our services, process transactions, communicate with you, improve our services, and comply with legal obligations. We process your data based on your consent, the performance of a contract, legal obligations, or our legitimate interests. Your data may be shared with service providers, legal authorities, or third parties in business transactions, but we do not sell your data. We implement measures to protect your data and retain it only as long as necessary. Under GDPR, you have rights to access, rectify, erase, restrict, port, and object to the processing of your data, as well as to withdraw consent. To exercise these rights, contact us as provided for in Section 12 hereof. We may update this disclosure periodically, and any changes will be posted on this page.]
California Consumer Privacy Act (“CCPA”): This section only applies to our processing of personal information that is subject to the CCPA. If you are a California resident, you may have certain rights with respect to personal information as set forth in Cal. Civ. Code 1798.100 et seq. This section addresses those California-specific rights as applied to the CCPA-covered information, including the right to request information about the personal information we may collect, share, or “sell,” or to opt out of the “sale” of such information consistent with the provisions of the law. The CCPA provides California residents with the right to know what categories of personal information Urbanum, in its capacity as a “business,” has collected about them and what categories of third parties Urbanum has disclosed their personal information to for a business purpose in the preceding 12 months (e.g., to a service provider).

Categories of information disclosed to third parties for a business purpose:

Identifiers (e.g., IP address and other online identifiers)
Categories of “Personal Information” as such term is defined in California Civil Code § 1798.80(e) (where the capitalized term ‘Personal Information’ is used in this Privacy Policy, it shall have the meaning given to it in California Civil Code § 1798.80(e))
Geolocation, internet, or other electronic network activity information, and commercial information (e.g., purchasing tendencies or records of products or services purchased or considered)
Commercial information
Professional information (e.g., name, title, email address, business address)

Categories of third-parties to whom information may be disclosed to:

Advertising providers
Service providers
Real estate professionals
Affiliates of Urbanum
Customers and/or subscribers of Urbanum

If you are a resident of California, you have the right to: (1) request that Urbanum disclose what Personal Information we collect, use, disclose, and sell; (2) request deletion of Personal Information, subject to certain exceptions; (3) request that we correct inaccurate or incomplete Personal Information; (4) opt-out of the sale of Personal Information; (5) opt-out of the “sharing” or disclosing Personal Information for the purposes of cross-context behavioral advertising; and (6) not receive discriminatory treatment by us for exercising these rights.

You have the right to request that we disclose the following information:

Specific pieces of Personal Information Urbanum has collected about you;
Categories of Personal Information we have collected about you, disclosed about you for a business purpose, or sold;
Categories of sources from which the Personal Information is collected;
Categories of third parties with whom Urbanum shares or to whom Urbanum sells Personal Information; and
The business or commercial purpose for collecting, selling, and sharing Personal Information.

You have the right to opt-out of the sale of your Personal Information. To make such a request, please contact us as set forth in Section 12.

CA Civil Code Section 17981.121. We do not use or disclose sensitive personal information for purposes other than those specified in Cal. Civ. Code § 1798.121.
Shine the Light Request. California residents may also have the right to request certain information regarding our disclosure of Personal Information to third parties for their direct marketing purposes. To make such a request, please contact us as set forth in Section 12.
Other States. If you are a resident of certain U.S. States, you may have some or all of the following rights, including without limitation, Nevada, Virginia, Colorado, Connecticut, Utah, and Iowa. These rights are based on verifiable residency status, and we reserve the right to honor your request to exercise these rights based on your residency. You may have the right to request the following: (1) that we disclose and provide a copy of what Personal Information we collect, use, disclose, and sell; (2) that we delete your Personal Information, subject to certain exceptions; (3) that we correct inaccurate or incomplete Personal Information; (4) opt-out of the sale of Personal Information; (5) opt-out of targeted advertising; (6) opt out of profiling in furtherance of decisions that produce legal or similarly significant effects about you; and (7) not receive discriminatory treatment by us for exercising these rights. To make such a request, please follow contact us as set forth in Section 12 of this Privacy Policy.
Canada and/or Canadian Residents. We may use service providers located outside of Canada, including without limitation in the United States of America, to process Personal Information and may transfer your Personal Information to such service providers for this purpose. When your Personal Information is processed outside of Canada, it will be subject to the laws of the countries where the information is processed and may be accessible to law enforcement and national security authorities of those countries in accordance with their laws.

You may contact us to obtain information about our policies and practices regarding the use of service providers located outside of Canada.

If you live in Canada, in addition to the other rights you may have hereunder, you may have the right to (1) request access to review and to correct inaccuracies or omissions in your Personal Information; (2) to withdraw consent for collection, use, or disclosure of or to request deletion of your Personal Information (provided that if you do so, we may no longer be able to provide services to you that rely on such Personal Information); (3) to ask questions about our policies and practices and to lodge complaints about our compliance with them with us or with regulatory authorities; and (4) for Quebec residents, to request an electronic copy of the Personal Information you have provided to us in a structured and commonly used technological format.

To make such a request, please contact us as set forth in Section 12 of this Privacy Policy.